The Riptide

Stop fighting the current.
Start navigating it.

Most of us inherit a map that was never drawn for our lives. Wayfinder Commons is where people who have made the crossing write down what they learned, so the next person has something real to navigate by.

First Entry

Strategic default and negotiated settlement of US federal student loans while living abroad

Beijing and Hong Kong, 2009 to 2016. $31,500 in federal loans, defaulted after deferment denied, settled directly with the DOE Default Resolution Group for $37,485 against a $46,308 balance. The phone number, the process, and the ten-minute conversation.

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